Need Help With Your Mortgage Down Payment?

Homeownership made Possible

MI State Housing Development Authority DPA

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For many hopeful homebuyers, the hurdle that stands between renting and owning is pulling together the down payment. However, many would-be homeowners are unaware that there is a State of Michigan department with a primary goal of promoting homeownership. These MSHDA programs provide a financial boost for lower-income households and those in areas with high housing prices.

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Get up to $7,500 in down payment assistance!

The homeownership division of the Michigan State Housing Development Authority (MSHDA) provides a variety of products to help homebuyers achieve and afford their first home. The down payment assistance programs are designed for low to moderate income homebuyers, depending on the home location and family size. These MSHDA  programs offer several options to purchase a home with up to $7,500 in down payment assistance!

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MSHDA’s Down Payment Assistance Loans:


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2021 MSHDA DPA | Down Payment Assistance | Mortgage Program
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