Let us provide the down payment for your next home.

I'm John Higgins with Mortgage 1, Inc. and I want to help you get into your new home. Let me show you how the MSHDA Down Payment Assistance (DPA) program works.

Down Payment Assistance - Up to $7,500

For many potential home buyers – especially first-time buyers – the down payment can be difficult. The MI Home Loan offered through MSHDA and Mortgage 1, Inc. is designed to make it a little easier to obtain home ownership for qualified home buyers.

Trusted Services

The Mortgage 1 Team is the state's leading MSHDA lender. Let us help you attain home ownership today.

Hassle-free Experience

Moving can be a very stressful situation but I promise to make the experience as easy as possible.

Mortgage Programs

Offering everything from conforming to government insured mortgages, The Mortgage 1 Team can couple the MSHDA down payment opportunity with the best mortgage option for you.

FREE Mortgage Pre-Approvals

Looking to get an instant mortgage approval? Click the apply now button at the top of this page and you can make an offer, with a mortgage pre-approval letter, today.

Mortgage 1, Inc.

43456 Mound Road Sterling Heights, MI 48314 Office: Mobile:

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Mortgage In a SNAP - Revolutionizing Mortgage PreApprovals

Right now you can determine your eligibility for a mortgage based on your specific situation instantly with The Mortgage 1 Team’s “Mortgage in a SNAP.” Read More

MSHDA Mortgage Credit Certificate

Mortgage Credit Certificate   The Michigan State Housing Development Authority’s (MSHDA) Mortgage Credit Certificate (MCC) is a federal tax credit issued in connection with... Read More

FHA Mortgage Limits for 2018

The Federal Housing Administration (FHA) announced Thursday, December 6, 2017 that the maximum mortgage limits will be increased for loans across the country.  These new loan limits... Read More

Contact Me Today

Let's find you the right home at the right price.